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40-42 Loyola Ter

Lone Mountain, SF 94117 1173007 2 units · 3 fl · 1922

This building has a substantial enforcement record over the last seven years, and our model sees a moderate chance of more in the next 12 months. Read the records below before you sign. Ask which issues were resolved, get repair commitments in writing, and inspect the unit yourself.

NOVs (7y) vs. neighborhood
Records already on file, against a typical building in Lone Mountain — not a forecast
Above average
avg 0.9
5
FewerMore

This building has 5 novs (7y), above the Lone Mountain average of 0.9.

Rent & eviction protection

Is 40-42 Loyola Ter rent-controlled?

San Francisco's Rent Ordinance caps rent increases and provides eviction protection for most residential units built before 1979 with 2+ units. Here's how this building scores.

Built before 1979
Built 1922
2 or more units
2 units
Property type
Multi-Family Residential
Zoning
RH2
Likely rent-controlled. Building age and unit count suggest this property falls under San Francisco's Rent Ordinance.

Based on SF Assessor records. Not legal advice — confirm with the SF Rent Board.

Statewide backstop · AB 1482

California Tenant Protection Act of 2019

Even when a building isn't covered by local rent stabilization, the statewide Tenant Protection Act (AB 1482) may still apply. It caps annual rent increases and requires the landlord to state a legal reason to end most tenancies.

15+ years since occupancy
Built 1922
Annual rent increase cap
5% + CPI, max 10%
Just-cause eviction
After 12 months
Local rent control likely takes priority. This building appears to fall under the local ordinance above, which is stronger than AB 1482. Where a local just-cause ordinance applies, its rules govern instead of the state cap.

AB 1482 does not apply to single-family homes and condos unless owned by a corporation, REIT, or an LLC with a corporate member; to owner-occupied duplexes; or to deed-restricted affordable housing. The Act is in effect until January 1, 2030. Not legal advice — see the California landlord–tenant guide.

Building characteristics
Units2
Floors3
Year built1922
Total area2,924 sq ft
Property typeMulti-Family Residential
Tax statusNone
Blocklot1173007
Ownership

Registered owner per SF Assessor-Recorder (secured roll).

Owner name
Mailing address
42 Loyola Ter San Francisco CA 94117
Last sale
October 23, 2012

Landlord portfolio

Other SF properties this owner holds, with a risk rating for each.

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Multiple entrances & addresses

Included addresses

All street addresses sharing this blocklot that are covered by this report.

40 Loyola Ter, San Francisco, CA 94117
42 Loyola Ter, San Francisco, CA 94117
Augrented Insights
Initial analysis

The three-story, two-unit residential building at 40-42 Loyola Terrace in the Lone Mountain neighborhood, owned by Michael Kemper, was constructed in 1922 and has undergone several significant renovations and improvements over the past decade. The most recent and pressing concern involves water damage and mold issues, with multiple violations filed in February 2024 regarding interior surfaces, damaged ceilings/walls, and mold/mildew problems, all of which were officially abated by March 12, 2024. The building has also seen major safety improvements, including the installation of a comprehensive fire suppression system in 2015 costing $18,000, followed by additional related work in 2017, demonstrating a commitment to upgrading safety features. Other significant renovations include the 2014 conversion of a 270 square foot garage space into habitable area, including new bedroom and bath construction ($40,000), and various HVAC system upgrades including furnace relocations and replacements in 2013 and 2014, with associated electrical and plumbing work.

The property has experienced some maintenance challenges over the years, with several expired or cancelled permits suggesting incomplete projects in the past, including a 2013 furnace room upgrade and electrical work. A pattern of parking violations near the property was recorded between 2021-2022, though these are external to the building itself. The most recent building permit activity shows a focus on completing previously approved work, as evidenced by the 2016 permit to obtain final inspections for multiple prior approvals, though the specific cost was nominal. The building's history shows a combination of routine maintenance and significant safety upgrades, with the most recent violations indicating some ongoing building envelope or plumbing system concerns that were addressed relatively quickly through the city's housing inspection process.

AI-generated · may contain errors · check the source data tables below

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Risk rating

How 40-42 Loyola Ter's risk score is calculated

We trained a model on 7 years of SF DBI inspection data — notice of violation filings, complaint history, and owner track records. It estimates the probability that DBI inspectors will issue a Notice of Violation at this address in the next 12 months. Lower % = safer.

What the score means for you

Lower risk — safer than most nearby

DBI rarely finds violations here. Strong maintenance history and a clean complaint record.

Typical — about average for the neighborhood

Some past violations or complaints on record. Worth asking the landlord about any open issues before signing.

Higher risk — riskier than most nearby

Elevated violation and complaint history. DBI has found issues here before and is statistically likely to again.

Neighborhood percentile
14thpercentile

Out of 519 buildings in this neighborhood, 446 are predicted to be safer. The band is relative to this neighborhood, so a share of every neighborhood falls in each colour.

RiskiestSafest
Predicted 12-month outcome
63%
No DBI
violation
37%
DBI violation
likely
Model explanation

What's driving this score

The three data points that most influenced this building's risk rating — ranked by the weight the model placed on each one.

DBI tenant complaints (past 7 years)

Formal complaints tenants filed with DBI about this building over 7 years.

NOV rate, owner's portfolio

Per-building NOV rate across everything this owner manages — high rates signal pattern neglect.

Building age

Older buildings tend to have more maintenance challenges; SF's pre-1906 earthquake housing stock carries distinct risk.

12-Month risk forecast
Moderate failure risk 37%
Estimated probability of receiving a DBI Notice of Violation in the next 12 months. Model: full_hgb_balanced.
Apartment reviews

40-42 Loyola Ter apartment reviews

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On the map

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The story over time

40-42 Loyola Ter event timeline

Violations, complaints, fire incidents, permits, and buyouts — most recent records in order.

2025
311 Request Oct 26
Other illegal parking
Parking Enforcement
311 RequestSep 24
Parking on sidewalk

See all 11 events

Full history back to 2024 — violations, complaints, permits, buyouts, and fire incidents.

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Every record we have

Full data for 40-42 Loyola Ter apartments

13 SF public datasets for this parcel — permits, violations, complaints, fire records, 311 calls, planning records, and buyouts.

Side by side

How 40-42 Loyola Ter compares to the neighborhood

This building against comparable properties in Lone Mountain. Toggle filters to narrow the peer group.

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Cancel anytime · Data sourced from SF Open Data, DBI, SFFD, SF Rent Board & Planning

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