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400 Banks St

Bernal Heights, SF 94110 5702001 2 units · 2 fl · 1909

Nothing on record for this building in the last seven years, and our model puts it at a low risk of maintenance problems over the next 12 months. No public enforcement record to go on. Walk the building, ask the current tenants how repairs get handled, and get any promises in writing.

NOVs (7y) vs. neighborhood
Records already on file, against a typical building in Bernal Heights — not a forecast
At or below average
avg 1.2
0
FewerMore

This building has 0 novs (7y), at or below the Bernal Heights average of 1.2.

Rent & eviction protection

Is 400 Banks St rent-controlled?

San Francisco's Rent Ordinance caps rent increases and provides eviction protection for most residential units built before 1979 with 2+ units. Here's how this building scores.

Built before 1979
Built 1909
2 or more units
2 units
Property type
Multi-Family Residential
Zoning
RH1
Likely rent-controlled. Building age and unit count suggest this property falls under San Francisco's Rent Ordinance.

Based on SF Assessor records. Not legal advice — confirm with the SF Rent Board.

Statewide backstop · AB 1482

California Tenant Protection Act of 2019

Even when a building isn't covered by local rent stabilization, the statewide Tenant Protection Act (AB 1482) may still apply. It caps annual rent increases and requires the landlord to state a legal reason to end most tenancies.

15+ years since occupancy
Built 1909
Annual rent increase cap
5% + CPI, max 10%
Just-cause eviction
After 12 months
Local rent control likely takes priority. This building appears to fall under the local ordinance above, which is stronger than AB 1482. Where a local just-cause ordinance applies, its rules govern instead of the state cap.

AB 1482 does not apply to single-family homes and condos unless owned by a corporation, REIT, or an LLC with a corporate member; to owner-occupied duplexes; or to deed-restricted affordable housing. The Act is in effect until January 1, 2030. Not legal advice — see the California landlord–tenant guide.

Building characteristics
Units2
Floors2
Year built1909
Total area1,750 sq ft
Property typeMulti-Family Residential
Tax statusNone
Blocklot5702001
Ownership

Registered owner per SF Assessor-Recorder (secured roll).

Mailing address
Martin S Linder & Colleen M 400 Banks St San Francisco CA 94110
Last sale
August 28, 1992

Landlord portfolio

Other SF properties this owner holds, with a risk rating for each.

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Augrented Insights
Initial analysis

The two-unit residential building at 400 Banks Street in Bernal Heights, owned by the Linder-Irwin Family Trust, was constructed in 1909 and features two stories, classified as a Flat & Store with 4 units or less. The property's maintenance history reveals several roofing projects, including a complete replacement in 1988 and an attempted reroofing in 1995, along with termite remediation work performed in 1985 and a gas houseline extension completed in 2007. A 2013 permit for street space and sidewalk repairs was also issued, indicating some attention to public infrastructure.

Recent records (2024) show significant ongoing concerns with the property's exterior environment, particularly regarding tree root damage to the sidewalk, with multiple reports filed between January and February 2024 that remain open. There have been several reports of sidewalk defects and safety issues during 2024, including collapsed and lifted sections, with at least two cases noted as duplicates. The property has experienced recurring issues with loose garbage requiring cleaning in early 2024, though these cases were resolved. There is a single documented noise complaint from January 2024 and an unlicensed auto repair investigation from February 2010 that was determined to have no merit.

AI-generated · may contain errors · check the source data tables below

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Risk rating

How 400 Banks St's risk score is calculated

We trained a model on 7 years of SF DBI inspection data — notice of violation filings, complaint history, and owner track records. It estimates the probability that DBI inspectors will issue a Notice of Violation at this address in the next 12 months. Lower % = safer.

What the score means for you

Lower risk — safer than most nearby

DBI rarely finds violations here. Strong maintenance history and a clean complaint record.

Typical — about average for the neighborhood

Some past violations or complaints on record. Worth asking the landlord about any open issues before signing.

Higher risk — riskier than most nearby

Elevated violation and complaint history. DBI has found issues here before and is statistically likely to again.

Neighborhood percentile
58thpercentile

Out of 1276 buildings in this neighborhood, 536 are predicted to be safer. The band is relative to this neighborhood, so a share of every neighborhood falls in each colour.

RiskiestSafest
Predicted 12-month outcome
74%
No DBI
violation
26%
DBI violation
likely
Model explanation

What's driving this score

The three data points that most influenced this building's risk rating — ranked by the weight the model placed on each one.

Property class: apartment building

Apartment building — this property classification influences expected violation rates.

Neighborhood location

Precise location is a proxy for neighborhood-level risk — some SF blocks have systematically higher DBI activity.

Neighborhood (ZIP code)

The ZIP code captures local housing market and enforcement patterns that affect all buildings in the area.

12-Month risk forecast
Low failure risk 26%
Estimated probability of receiving a DBI Notice of Violation in the next 12 months. Model: full_hgb_balanced.
Apartment reviews

400 Banks St apartment reviews

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On the map

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The story over time

400 Banks St event timeline

Violations, complaints, fire incidents, permits, and buyouts — most recent records in order.

2026
311 Request May 17
Pavement defect
Sidewalk and Curb
311 RequestMay 01
Garbage and debris

See all 5 events

Full history back to 2025 — violations, complaints, permits, buyouts, and fire incidents.

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Every record we have

Full data for 400 Banks St apartments

13 SF public datasets for this parcel — permits, violations, complaints, fire records, 311 calls, planning records, and buyouts.

Side by side

How 400 Banks St compares to the neighborhood

This building against comparable properties in Bernal Heights. Toggle filters to narrow the peer group.

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Cancel anytime · Data sourced from SF Open Data, DBI, SFFD, SF Rent Board & Planning

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